SolutionNET Consumer Online Banking offers an interactive delivery channel to facilitate continuous online personal banking services to customers in the retail home, and small business market sectors.

Islamic Banking Capability: SolutionNET Consumer Online Banking supports Islamic products that follow Sharia principles. SolutionNET Islamic Banking Version supports products like Wadiah, Mudarabah, Murabah, to name but a few. The system supports Local language for both User interface and reports.

Advanced technology: SolutionNET Consumer banking is built on SolutionNET Technology Framework that enables your financial institution to deploy the application in any platform and is scalable to more users by deploying the cluster version.

Security: SolutionNET security framework is the guard behind the web applications and is built to support various security features which provide maximum flexibility to implement a spectrum of authentication options and to integrate cleanly with third-party vendors’ security solutions.

Administration tool: SolutionNET Online Banking Enterprise Manager is the driving module behind the SolutionNET Consumer Online Banking, Corporate Banking, Mobile Banking and Corporate Adapter. It enables your customer service representatives, system administrators and Back-office users to seamlessly manage your Internet products and to market and service customers. Online Enterprise Manager includes the ability to set up and manage marketing campaigns using Dynamic Templates add-on, manage bank branding, set-up system parameters; generate system reports, User management & access permissions and much more.

Direct Banking: SolutionNET Online Consumer banking is easily extensible as a Direct Banking application with the required additional Components. This facility helps your bank to directly acquire customers and allows your agents/representatives to make them onboard. Some of the prominent features include Customer Direct enrolment with KYC information, Accounts creation requests, Contact Centres & Representatives login. Integration with the social connect framework makes this a Direct banking with features like Blogs, Secured Chat, Forums and Widgets that can be deployed into various Social networking websites.

Widget based Consumer Online Banking

Many customers today use online banking every day to manage their financials with “checking account balance” topping the list. With the emergence of technology, Mobile phones & web 2.0, customers have started using widgets for their daily walks from tracking their stocks, weather, latest news, sports to know “account balance” as well. SolutionNET Online consumer banking is developing widget based online banking for leading features. Widgets have many advantages and to list a few

1. Available in desktops, smart phones & web pages where people spend most of their time
2. Easy to install, setup & use to cater the requirement it is meant for
3. Free to distribute and sharable which spreads faster
4. Uniform user experience across variety of platforms like web, mobile & social media.

These widgets will help your bank to share with external applications, social media depends on the security publish the data to your customers. This pervasiveness not only increases the banking convenience and availability to your customers anywhere/anytime, but also helps your bank to Cross sell/Up sell products & services depending on your customer. Web widgets will be available by Q1 of 2010 which can be integrated and shared with external social media websites and the widgets for smart phones are planned in Q2 of 2010.